STATEMENT OF RENTAL POLICY

We operate in accordance with the Federal Fair Housing Act, as well as all State and Local fair housing and civil rights laws. We do not discriminate against any person based on race, color, religion, gender, national origin, age, sex, familial status, handicap, disability, veteran status, or any other basis protected by applicable State or Local laws. The Rental Criteria below outlines some of the policies for our community regarding standards that may be required by each applicant to be approved for residency.

Equal Housing
We are an equal opportunity housing provider based on current State Law.

APPLICATIONS

All applicants must be of legal age. All parties 18 years of age or older are required to complete an application and pay all applicable fees. Applications must be completed in full; any application containing untrue, incorrect, or misleading information will be denied. The application fee is non-refundable.

All applications are submitted through Findigs, a third-party rental screening platform. Applications are evaluated on a first-come, first-served basis. Findigs reviews identity, credit, criminal background, eviction history, income, and housing history. Any negative, unverifiable, or misleading information may result in denial. In the event of a denial or other adverse action, applicants have the right to obtain a free copy of the rental report and dispute any inaccuracies.

Application Processing Fee

A non-refundable application processing fee of $65.00 per adult is required. All prospective residents and occupants over the age of 18 must apply and undergo screening.

Age

Applicants must be classified as adults per State Law, unless Federal Law regarding familial status applies.

Maximum Occupancy

• 2 persons of familial status in a 1-bedroom home
• 4 persons in a 2-bedroom
• 6 persons in a 3-bedroom
• 8 persons in a 4-bedroom
• 10 persons in a 5-bedroom

Familial Status is defined by HUD as children under 18 living with a parent/legal guardian, or any person pregnant or in the process of gaining custody of a minor. Occupancy limits may be adjusted per state law regarding infants.

IDENTITY VERIFICATION

Applicants must provide a valid government-issued ID and a selfie matching the photo on the ID. Acceptable documents include Driver’s License, Passport, Green Card, Military ID, or Work Permit. The name must match across the ID, credit report, and application. Identity verification must pass the Findigs screening model.

CREDIT & COLLECTIONS

Credit is assessed using the TransUnion Resident Score. If applying with others, a simple average of scores may be used. Qualifying credit score is 540 and above. Scores between 520 – 540 may be accepted with additional deposits.

• No open bankruptcies in the last 5 years
• High-risk collections (e.g. prior landlord debt): must be <$1
• Low-risk collections (e.g. utilities, credit cards): must be <$10,000

   

INCOME VERIFICATION

Income must meet a 2.5x net rent-to-income ratio and be verified using:

• Linked payroll or bank account
• Uploaded documentation (e.g. paystubs, tax returns, benefit letters)

Income must:

• Cover at least 2 consecutive months
• Include a transaction within the past 31 days
• Be tied to the applicant’s name
• Be verifiable and legitimate

Guarantors must have a minimum credit score of 650 and verifiable income equal to 5x the monthly rent.

RENTAL & EVICTION HISTORY

Bridge Tower does not accept applicants with eviction filings.
Housing history is reviewed for the following:

• 0–2 late payments: conditionally approved with 2x deposit
• More than 2 late payments: application declined
• Open balances owed to prior landlords: application declined

CRIMINAL HISTORY

Criminal background is evaluated according to Fair Housing guidelines.
Applications will be denied if records show serious offenses including, but not limited to:

• Any felony conviction or pending felony
• Any listing as a sexual offender or predator
• Select misdemeanors including assault, theft, weapons charges, drug offenses, and offenses involving minors

Not all offenses are disqualifying. Final decisions are based on whether the offense poses a threat to the health, safety, or welfare of the community.

OTHER

Holding Deposit
A minimum deposit equal to one month’s rent is required to hold the home. This is non-refundable if the applicant cancels.

Lease Terms
We do not offer short-term leases. Lease terms vary from 12 to 24 months. Additional rent may apply for terms longer than 12 months.

Rent Payment
Rent is due on the 1st of each month. Returned checks and late payments are subject to fees per the Lease Agreement. Personal checks are not accepted for late payments or within the first 30 days of move-in. All roommates are jointly and severally responsible for the full rent.

Renter’s Insurance
All residents must maintain active renter’s insurance throughout tenancy.

PETS

Acceptable pets: domestic cats, dogs, birds, and fish (max 50-gallon tank with approval).

Not allowed: Pit Bulls, Rottweilers, Chows, Dobermans, Staffordshire Terriers, Cane Corso, Wolf Hybrids, or any aggressive or mixed-restricted breeds. Other prohibited pets include snakes, ferrets, iguanas, rabbits, and potbelly pigs.

• $35 monthly pet rent per pet (up to 3 pets)
• $400 one-time non-refundable pet fee per pet
• Violation fees apply for unauthorized or temporary pets
• Pet fees do not apply to service or emotional support animals.

ASSISTANCE ANIMALS

Service animals and emotional support animals are accommodated under the Fair Housing Act and HUD/DOJ guidelines. Reliable documentation and verification are required.

COMMUNITY POLICIES

All residents and occupants must comply with community rules and policies related to health, safety, and resident enjoyment.